Join LIC – Build a Rewarding Career

Opportunities at LIC

• Assistant Administrative Officers (AAO)
• Apprentice Development Officers (ADO)
• Insurance Advisors/Agents
• Clerical and Support Staff

Each role offers professional growth, attractive compensation, and a chance to make a real difference.

Who Can Apply?

• Eligibility: Bachelor’s degree from a recognized university (role-specific requirements may apply).
• Age Limit: Typically 21–30 years (relaxations for reserved categories).
• Skills: Communication, customer service, and a passion for helping others.

Benefits of Working with LIC

• Competitive salary and allowances
• Job security and pension benefits
• Health and insurance coverage
• Career advancement and training
• Work-life balance and flexible hours (for agents/advisors)
• Recognition and rewards for performance

How to Apply

1. Visit the LIC Careers Page for current openings.
2. Complete the online application and upload required documents.
3. Participate in the selection process (exam, interview, medical exam).
4. Undergo comprehensive training if selected.

Start Your Journey Today

Join the LIC family and build a rewarding career while helping others secure their financial future.

Required Documentation

• 4 Colour Photos
• School / College Leaving Certificate
• S.S.C / H.S.C / Graduation Marksheet
• Pan Card
• Aadhaar Card
• Original Cancelled Cheque

Fee Structure

Registration Fee	₹150
Online training	₹150
Online exam fee	₹500
Total Fees	₹800

Registration Process

1. Complete the form with your basic details
2. Our team will contact you within 48 hours
3. Attend a free orientation session
4. Begin your training and certification process

Remuneration

• Earn ongoing commission for every policy sold, not just a one-time payment.
• Receive royalty income throughout the policy term as long as the policyholder pays premiums.
• Commission is hereditary—your nominees continue to receive it even after your lifetime.
• Remuneration is paid as a percentage of the premium collected from your clients' policies.

Commission Structure

• First Year: Up to 35% commission, depending on policy type and term.
• Bonus: 40% of the first-year commission as a bonus.
• 2nd & 3rd Year: 7.5% commission each year.
• 4th Year Onwards: 5% commission annually.
• Renewal commissions can grow over time, providing a steady "pension-like" income for 20–25 years—even supporting your family after you retire or pass away.

Gratuity

• Eligible for gratuity at age 60 after a minimum of 15 years of service as an agent.
• Maximum gratuity payout is currently Rs. 2,00,000, based on your renewal commission earnings.

Additional Benefits

• Office allowance to help maintain your workspace.
• Reimbursement for telephone/mobile bills and sales promotional gifts.
• Interest-free advances for purchasing a car, motorbike, office equipment, or for training and festivals.
• Housing loan at a concessional interest rate.
• Access to term insurance and mediclaim benefits for added security.